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Bill Splitting

Smartbills makes it easy to split purchases with friends, roommates, or coworkers. No more awkward math or forgetting who owes what.

How to Split a Bill

From a Receipt

  1. Open the receipt you want to split
  2. Tap Split Bill
  3. Choose splitting method
  4. Add participants
  5. Send requests

Splitting Methods

Split Evenly

Divide the total equally:

Split by Items

Assign specific items:

Custom Amounts

Enter exact amounts:

Adding Participants

From Contacts

  1. Tap Add Person
  2. Search contacts
  3. Select Smartbills users
  4. Or enter phone/email

New to Smartbills

If they don’t have Smartbills:
  1. Enter their email or phone
  2. They receive an invite
  3. Can pay via link
  4. Or download the app

Sending Requests

Request Preview

Add a Note

Include context:
  • “For Sarah’s birthday dinner”
  • “Your half of the electric bill”
  • “Coffee run - your usual order”

Tracking Payments

Pending Requests

See what’s outstanding:

Payment Status

Receiving Requests

When Someone Requests Payment

Payment Options

  • Pay with linked card
  • Pay with Apple Pay/Google Pay
  • Mark as paid externally (cash/Venmo)

Groups

Create a Group

For recurring splits (roommates, couples):
  1. Go to Groups
  2. Tap Create Group
  3. Name the group
  4. Add members

Group Features

  • Automatic split suggestions
  • Shared expense history
  • Running balances
  • Settle up anytime

Running Balance

Reminders

Automatic Reminders

Smartbills can remind people:
  • After 3 days
  • After 1 week
  • Weekly until paid

Manual Reminder

Tap Send Reminder on any pending request.

Tips

Split immediately - Do it while everyone remembers what they ordered
Create groups - Makes recurring splits much easier
Use item splits - More accurate than even splits at restaurants
Add context - Notes help people remember what it’s for

Privacy

  • Only split participants see the request
  • Receipt details shared only with split members
  • You control what information is visible